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1. | Set goals early |
2. | Start saving as soon as possible |
3. | Use the 50/ 30/ 20 rule when budgeting (50% for your needs, 30% for flexible spending, 20% for savings) |
4. | Set up a dedicated bank account for your savings |
5. | Maximise returns on your CPF savings |
6. | Look for ways to cut costs |
7. | Focus on income, not savings |
8. | Keep your debt in check |
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